So. 4/8/2021. Thursday Night. I had gotten off work and turned left to start on my way home from my job in MIssouri. I woke up once in the ambulance and then in the emergency room.
So triggered this emotional rollercoaster of events the last four months.
I honestly thought I had dropped my insurance to liability only after I had a slip slide adventure when Chris had his gallbladder surgery. The car had gotten “totalled” at that time but we got it fixed minus the body work that sent the damn bill over when it was purely cosmetic. That lesson about the dealership has already been cursed over though, so I’ll get back to my story.
It turns out I had full coverage and man, I’m glad I did. The insurance company covered everything. So that’s lesson number one. Insurance is very important when you have a major accident.
The other car had no injuries. I don’t know what happened with their car.
I came out of it with a pulled tendon in my shoulder, after the ambulance ride, emergency room, imaging at the hospital, a visit with my primary care physician, a stint at OrthoKansas for three visits to the doctor and about 8 sessions of physical therapy over a month period (and more imaging). There was some missed work but I was able to recoup, and the insurance company kicked in on that too. First conclusion of this adventure: car insurance coverage is very important, full coverage is worth it. I only had to pay my deductible and my rate went up, but still.
Had to get a new car. Happy with the car, not the dealership. They treated me shitty in a link of events. So I canceled the extended warranty because of a few things: They fucked up the conditions of purchase. I needed it detailed, new floormats, touch up paint, it had a recall item that they were supposed to take it for. I was supposed to have the car so I returned the rental. Ended up with two days using a loaner from them. Finally get the car and all the stuff and then they can’ get me my paperwork. I finally went and sat in their lobby waiting for the financial guy to get the papers. They let me keep the free oil changes but I don’t recommend them, or the chrysler dealership. If I need something from Honda I’ll go in KC somewhere, the Honda dealership in Lawrence is owned by the same firm as the chrysler. Oif.
Anyway. Because the accident was a charge of “failed to yield, causing an accident”, I had to go to court for it. In April I called to see about a lawyer, and he was going to be $500 bucks. Chris had found that the penalty for that was at max $200. So I decided against. We hit last Monday and I’m suddenly crazy anxious about it. Had several people ask me why I didn’t get a lawyer. Turns out that was fine. They had a powerpoint going at the courtroom and if you plead guilty you can’t have a lawyer. So that part turned out ok.
We got up like we would if we were going to work today. Court didn’t start til 9. So it was a good thing we went early. I was tense during the ride up and was snappy with Chris, and we had a minor snap when I told him he was going to miss the turn I take to work that he didn’t necessarily need to take for the courthouse.
Note one: the entrance to the building for county municipal court is facing the fountain courtyard, we walked around the whole damn thing. Then we found out that we couldn’t have phones in there so Chris took them back to the car and I watched some bumblebees.
Then we found out that we needed the city building, not the county. So we got to the accessor’s office for tax stuff, and that’s the wrong building too. Third time’s the charm and we got in a half hour early still and sat down in the courtroom. Which probably also serves as the city council room. It was not a trial type of room you see in the movies and tv.
We should have sat a the front but we like hanging back. When there were lawyers around they skipped to those people for a variety of offenses. So yeah, this was not just speeding tickets and citations, this was every little municipal thing. Not being first was ok, it was sort of entertaining at parts. Being later on helped my nervousness.
So there was lots of driving without plates or licenses, and small fees. Some people couldn’t pay again and got handed new court dates if they couldn’t pay. There was a guy that abused/neglected animals that had to get a trial.There were people that didn’t show up and warrants for arrest went out for them. There was this boisterous lady with a walker that that was charged with assault on another person with her cane, and apparently she pressed charges on the other person. There were a few theft and assault charges. A guy cut in line for one of those, wanted to get it done today, the plaintiff was there too and that was interesting how the judge handled that and scheduled the trial. So it finally got ton me and all they have is a report from the accident. And I keep confident, and polite and got them to laugh a little when I told them I don’t take that route home any more. (I’m going to another intersection that has a traffic light).
Took maybe 10 minutes. I was sooooooooo afraid of what was going to happen. Big fine,lost license, the other driver showing up to court and getting me into to deeper trouble. It was unfounded.
I left there with a $104 fine. $75.50 for the citation, $28.50 for court costs (it breaks it down on the reciept. There’s things like “Police training” on there as part of the fines. So that was interesting.
Other things were up this week. Tuesday I had my first appointment with my new med manager (my old one disappeared 20 minutes before my May appointment and I haven’t gotten to talk to a person from her office at all. I hope she’s ok.
Tuesday our land lord came for an inspection. We just renewed our lease, and I think it was just to address any problems before they became big when we leave for good.
So it was high stress and distracted all week. I can’t express enough my relief after getting out of my adventure with the municipal court of Liberty Missouri. I’ll never be afraid of it again, and you shouldn’t either.